Traditional Life Insurance
Take care of your loved ones after you’re gone.
Traditional Life Insurance
Welcome to our Traditional Life Insurance page. We carry several lines of traditional life insurance which you can view below.
Whole Life
Our whole life insurance products cover you for the life of the insured. This is different from term life insurance in that a term life lasts for a set number of years and is then terminated. We offer various features on our traditional life insurance including the following:
- Child Riders
- Grandchild Riders
- Family Benefit Income Riders which pay $500.00 to $1000.00 per month for one year
Limited Pay Life
Limited pay life insurance policies are fully Paid-Up after a specific period of time. We offer a 20 year fully Paid-Up life plan and a Paid-Up life plan at age 65.
Modified Benefit Whole Life
Designed for ages 40 to 80, this is a whole life plan available to those applicants who have certain medical conditions. Some of the specifics of the plan are the following:
- Benefits are reduced for the first 3 years of the policy
- Full benefits begin starting with the 4th year
- 105% death benefit beginning with the 5th year
- 110% death benefit beginning with the 6th year and following.
Our Products
Final Expense Insurance
Don't let your loved ones worry about how to pay for your final resting place. Final expense insurance is an affordable way to give your loved ones one last gift.
Life Insurance
Life insurance is for the people you love. It provides a measure of security for them in a world where uncertainty seems to be the standard.
Renter's Insurance
If you rent an apartment or home, make sure your personal property is covered in the event of a disaster.